photo credit: ken + Having a contingency account or a “rainy day” fund as our grandparents used to call it, is smart. If you want to set aside money for vacation instead of charging it, if you want to have an emergency fund in case something unexpected happens, or if you just like knowing that […]
Continue readingphoto credit: pfala More Americans than ever are deep in debt and the debt load is growing. The reason this situation exists is because so many live beyond their means. Spending more than you earn means you’re not saving any money, which puts you in a precarious financial situation. Here are some ways to know […]
Continue readingThe average American has over four thousand dollars in credit card debt. That’s a lot of money! It is all too easy to get caught up in credit card debt, but losing that debt is a challenge. Resolve not to get discouraged and frustrated; that will only make you give up on getting out of […]
Continue readingWhether you want to save some money, get a handle on your family’s spending habits or just become better with your finances overall, setting up a family budget can be a good idea. Setting up a family budget can help you get control and reach your goals, whether long term like getting that new addition […]
Continue readingphoto credit: truello It’s nearly impossible for many families to make it on one income these days, and yet more of us moms are deciding to stay home to raise the kids. It’s becoming more and more necessary for us to earn some extra money from home. Thank goodness there are lots of ways to […]
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